
Gagan Singh Lakhanatia
Corpus Sufficiency Calculator
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This powerful financial planning tool helps you answer the most important retirement question: Will your money outlive you, or will you outlive your money? Based on the proven "Sufficiency Calendar Triangle" concept, our calculator removes the guesswork from retirement planning and gives you precise answers about your financial future.
What It Does
Corpus Sufficiency Calculator shows the relationship between three critical factors:
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How much you withdraw from your corpus annually
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What return your investments generate
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How long your money will last
Why It Matters
Most people plan retirement using hope instead of mathematics. They pick a withdrawal rate without understanding how it connects to their investment returns. This leads to two dangerous outcomes: either running out of money too early, or living unnecessarily conservatively.
Our calculator makes these relationships crystal clear. When you adjust one variable, you immediately see how it affects the others. This isn't theory—it's practical mathematics that helps you make informed decisions about your retirement years.
Who It's For
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Retirees planning their withdrawal strategy
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Financial advisors helping clients understand retirement sustainability
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NRIs managing retirement funds across borders
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Anyone wanting to understand how their corpus will perform over time
The Science Behind It
The calculator uses proven financial formulas to show you exactly how your corpus depletes over time. It accounts for fixed annual withdrawals (based on percentage of initial corpus) and compound interest earnings to give you a realistic timeline of your retirement funds.
Our Commitment
This tool represents our 10+ years of financial planning experience, distilled into a simple yet powerful calculator that anyone can use. We believe financial clarity leads to better retirement decisions and greater peace of mind during your golden years.
Created by Gagan Insurance Service, 7973915519